Bank connections
We never see or store your bank login. Connections use secure, read-only tokens — the same standard used by banking apps. Disconnect any account at any time.
Documents
Identifying details are redacted before a document leaves for processing. Everything is encrypted at rest. The source file itself is deleted once you've confirmed the facts we pulled from it.
Your numbers
Every dollar figure is computed from your own data — never sold, never used for ads, never shown to anyone but you.
No investment advice
Marmot never recommends securities, allocations, or a buy/hold/sell decision — in the app or in AI chat. It quantifies facts about your own benefits and accounts, nothing more.